#2. Save money on life insurance
Health insurance premiums cannot be based on health factors, since everyone is required to have health coverage. However, life insurance rates are largely based on age and health. If you’re shopping for life insurance, the life insurer will likely ask for permission to get your medical records, and may require a life insurance medical exam. You could face double the life insurance cost if you’re obese. Switching to a healthier diet and maintaining a good weight before you apply for a policy could significantly lower your costs.